401k Max Contribution 2025 Married Jointly. A married couple in which both spouses are over 50 and with a 401(k) account at work could potentially defer paying income tax on as much as $61,000 in a single year. For 2025, the limits are as follows:
The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. In 2025, the employee contribution limit for 401(k).